色和尚2017最新综合在线开心婷婷五月综合基地五月丁香六月综合缴情垃圾分类有“钱”途 一大波新产品新工作“来袭”

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  思炫一臉呆滯地說︰“調查一下彭亮最近是否訂制過一面大玻璃。”色和尚2017最新综合在线   楊高軍定了定神,一臉委屈地說道︰“是的,王冬的老婆毛淑娟確實在跟我偷情,但我並沒有殺死王冬呀!昨晚九點左右,我和王冬在彭亮的公司進行了‘案件重演’之後,就在公司門外分別。大概在九點二十分,我來到了KK吧,跟毛淑娟踫頭——我們是早就約好了的。之後我們兩個就在KK吧里喝酒,直到今天凌晨三點左右才離開——你們可以去查看一下KK吧的監控錄像。接下來,我帶著毛淑娟回到我的家,直到你們今天早上到我家來找我,我都一直和她在家里。”开心婷婷五月综合基地   “咦?思炫你看!”霍奇俠突然發現辦公室的牆上安裝了監控攝像頭。   陳瑤的目光望向遠方,她記得當年遇到林秀浩的那天,她正跟母親在一起,而母親自打弟弟被人從醫院偷走後就變得神經兮兮,後來竟然變成了精神病。她受不了,真的再也受不了母親的折磨,于是她在那天勸母親去找弟弟,她告訴母親弟弟死了,只要她上吊就可以見到弟弟了。陳瑤不是故意的,她真的忍受不了母親病情的發作,再也忍受不了別人的冷眼。她的母親真的上吊了,就像那個中年女人一樣……五月丁香六月综合缴情

As with the government shutdown before it, the costs of tariffs for Chinese imports on small businesses do not end when politicians say they do

20Jun

As the trade war between the US and China continues and billions of dollars in tariffs continue to weigh down the supply chains of America's small businesses, we may be reminded of another recent political decision that ended up hurting American businesses and workers most of all.

The cost of the shutdown

In the weeks following the end of the longest-ever federal government shutdown earlier this year, there was much talk of the cumulative effect that the shutdown had on the economy a permanent loss of $3bn, according to a Congressional Budget Office estimate.

While the losses that private sector businesses experienced during the shutdown were real and painful for millions of Americans, the CBO's analysis did not incorporate indirect effects, such as the lack of access to government-backed loans specifically, small business administration (SBA) loans.

SBA loans are considered the gold standard of small business loans. They are not funded by government money but dispersed by trusted partners and backed by a federal guarantee. SBA loans are important tools for small business owners who qualify: It is rare to find traditional loans with interest rates and repayment terms that beat SBA loans.

During the shutdown, the processing of SBA loan applications was forced to an indefinite stop. As days dragged into weeks, reality set in for small businesses: If you want to make investments in your business an expansion or renovation, new hires, refinancing you may not be able to wait.

Many did not. According to data sourced by Fundera, 11% of businesses that were ready to receive SBA loans these were businesses that passed FICO small business scoring service (SBSS) and would fund tomorrow if they could instead opted to get financing from a different source than the SBA during the shutdown. In all, 50% of businesses who started an SBA application with Fundera went on to submit loan applications for other products during this time period.

This is no small thing. Some business owners decided to move ahead without receiving the best funding possible. As a result, they may end up paying out more in interest rates and other fees, over a shorter repayment period.

The long-term impacts

In all, a wealth of opportunities may have been wasted, squandered or otherwise gone unrealized as contractors moved on, deals dried up and decisions were made to move ahead while small businesses missed out on more than $2bn in halted funding from the SBA.

Couple these lost opportunities to acquire affordable funds with the lost revenue from decreased demand during December and Januaryand many small businesses may now be mired in uncertainty rather than prosperity.That is because a business that qualifies for an SBA loan can stretch their debt and shrink their monthly payments. This frees up cash flow that they can put into their pockets, reinvest into their business, pay down additional debt, expand, grow, hire and ultimately have a better chance of success.

The SBA has reportedly been working hard on processing loan applications since the government reopened. But just as government contractors will not receive back pay, America's small businesses will be unable to return their less-optimal funding for SBA loans.

The cost of Chinese tariffs

A similar sort of uncertainty is playing out today thanks to tariffs on billions of dollars' worth of Chinese goods with the potential for even more tariffs in the weeks to come, covering every sort of Chinese import. According to a poll of 1,700 small business owners, 43% of businesses said that their costs are increasing as a result of the additional 15% duty tax they may need to pay on imports. Businesses which for years cultivated trusted Chinese manufacturers will now have to pay untenable prices for their wares or seek less experienced and poorer quality suppliers in countries like Indonesia and Vietnam.

Will these tariffs last through next month? Will they last through the end of this presidential term? Will they go another four years? Business owners can take out loans or find workarounds to mitigate the hits to their bottom lines, but at the end of the day, they will still pay a ton in tariffs, in lost business, in poorer quality that can kill their business over the course of a few short months.

Most politicians agree that small businesses are the engine of America's economy, as they make up 99.7% of US employer firms but long-term government shutdowns and supply chain price hikes stall that engine and force many of its components to halt entirely.

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